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Free Credit Reports 360
 

What is a Credit Score?

Your personal credit score is a number from 349-849 which stands for your credit risk. The higher numbers are considered less likely to default. Credit scores come from mathematical formulas that measure many variables in your credit report such as payment history, public records, and debt to income ratio.

Why is it important to check my Credit Report?

It's wise to check your credit report frequently for signs of fraud. If someone obtains your social security number, only a few additional pieces of information are necessary to perpetrate fraud in your name. Common types of identity theft include fraudulent bank accounts, credit cards, utilities, and loans. According to the FTC, victims of identity theft spend an average of 175 hours and $800 to clear their names. Early detection is the key to avoid suffering long-term financial consequences.

If your score is below 650, your future finances may be significantly affected. Get a copy of your Free 3-Bureau Credit Report & Free Credit Score online today and begin working on improving your credit worthiness. Get Your Free Credit Reports Plus All 3 Credit Scores Free Online Now.

   
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Free Credit Reports 360 Coupons

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Find Out Your Credit Score
Access all your credit reports with Free Credit Reports 360
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